26+ Best Businesses To Start With 1K, 5K, 10K, And 20K In Kenya

Spread the love

Are you looking for a business to start with 1K, 5K, 10K, or 20K in Kenya?

In this article, I will reveal some of the best and untapped business ideas you can venture into and start making money almost immediately.

See, you don’t need any capital to start a business. And if you do, no need to visit any bank for loans.

Instead, you can consider these online business ideas in Kenya to start making money.

The thing is;

Starting an online business in Kenya is easy and has the potential to make you money fast.

Question is;

Do you need capital to start an online business in Kenya?

Yes and no.

Let me explain;

There are different types of online businesses. 

Some require you to have a little amount of capital, while others require zero money to start.

Either way, having some amount of money won’t hurt.

In fact, you should never start a business empty-handed.

free social media strategy

Best Small Businesses to Start with 1K in Kenya

Here are some of the best businesses you can start now with just 1K in Kenya;

  1. Resume writing

There are thousands of Kenyans looking for jobs every day.

Sadly, 90% miss out on opportunities because their CVs suck!.

If you understand how to write a well-crafted CV in Kenya that captures the employer’s attention, this is an idea for you.

Well, to get started, you only need your writing skills, a laptop, and a reliable internet connection.

This is where the 1K comes in.

With it, you can buy enough bundles to help you surf the internet marketing your services.

  1. Virtual assistance

This is another best business to start with 1K in Kenya.

Also, it is one of the untapped businesses in Kenya.


A virtual assistant is a business where you help busy entrepreneurs handle some of their business tasks.

Think of it as being someone’s assistant.

But instead of sitting in front of a desk, you are at the comfort of your home.

To get started, you need to have the skills someone would be willing to pay for. 

Here are some examples;

  • Social media management
  • Graphic design
  • Content marketing
  • Media buying, etc

Once you have these skills, you can start looking for clients.

Start your search on popular freelance marketplaces like Upwork and Fiverr. 

Later on, you can start reaching out to potential clients directly and pitching your services.

  1. Social media management

Social media management is one of the best online businesses in Kenya.

Better part?

You can start this business with 1K in Kenya!


As a social media manager, your work revolves around keeping your clients’ social accounts active.

To do that, you need to keep posting regularly and engaging with their customers.

Does that sound like something you’d do?

Well, you need to learn how to effectively manage social media in Kenya. Thereafter, you can reach out to brands and offer your services.

  1. Tax preparation and bookkeeping
READ ALSO  How To Boost Facebook Post In Kenya (With Pictures)

Here is another one of the best businesses to start in Kenya with 1K.

If you understand account and bookkeeping, you can people prepare their taxes.

And in return, they pay you a small fee.

As you get more experienced and serve more clients, you start building a name for yourself.

Soon, you will be taking big projects that pay well.

  1. Drive other people’s cars on Uber

Are you a driver and looking for the best business to start in Kenya?

You can drive someone else’s car and split the profits later on.

  1. Data entry

Data entry jobs in Kenya are one of the easiest online businesses you can start with just 1K.

All you need is a reliable internet connection and a good smartphone. And the visit places like Upwork to look for data entry jobs.

Best Small Businesses to Start with 5K in Kenya

Who knew you can start a successful and profitable business with 5K in Kenya?

With the ideas you are about to see, all can be run online, which means the money you have will be more than enough to get you started.

Online coaching

Do you have a skill you are an expert in?

You can start a business where you coach people online in Kenya. Here, they have to pay a fee to get to you.

A great idea would be to record these sessions and upload them somewhere. Then, charge a fee for anyone who wishes to access the materials.

Remember to keep the information up to date though.


Freelancing is one of the fastest-growing online businesses in Kenya. And with just 5K, you can start working as a freelancer.

For example;

You can sign up on Upwork, buy some connections, and start bidding for writing jobs (if you have writing skills).

Web design

Designing websites is one of the best businesses you can start with 5K in Kenya.

And no, you don’t need coding skills to get started.

All you have to do is access a website builder like WIX or OLITT, look for clients, and start making money as a web designer in Kenya.

SEO services

With almost every brand in Kenya looking to create a website, there will be stiff competition. 

You can help them stand out on Google by ranking their websites.


If you have proficiency in one of the core subjects, you can start a tutoring business in Kenya with 5K.

All you need is a way to share your knowledge (use Skype if you can’t be there in person).

Affiliate marketing

This is the best online business in Kenya.

Sadly, it remains untapped, yet it is so profitable.

Truth is, you can start this business with zero shillings. All you need is a product to promote and an audience.

For example;

You can sign up as a Jumia affiliate. Start promoting their products on your social media.

Whenever someone clicks on your links and makes a purchase, you get a cut of the sale.

Flipping domains

Sincerely, this is one of the untapped businesses in Kenya.

Here, you buy a domain and sell it at a higher price.

READ ALSO  5 Life-changing Things You Must Have to Succeed in Affiliate Marketing in Kenya

For example;

You can register a domain like laptops.co.ke and sell it to technology companies at a profit.

A .co.ke domain costs between KES 400 and KES 1200.

Best Small Businesses to Start with 10K in Kenya

Looking for businesses to start with 10K in Kenya?

In this section, I will mix both offline and online businesses in Kenya you can start now.

Mitumba business 

Starting a mitumba business is still profitable in Kenya.

The secret is in identifying your target market and best-selling collection. As such, you need to do some research before you venture into it.

And to help with your marketing, consider investing at least 1K per week in Facebook ads.

With that, you can reach thousands of people per day and make at least 10-15 sales.


Dropshipping is also an untapped business in Kenya.

It involves selling products without actually owning any stock.

To get started, you need to identify a product in demand but with low competition. And then get a supplier who is willing to handle the shipping logistics for you.

After that, take the pictures and start promoting where you sell the product at a retail price. 

And whenever you get an order, take the cash and buy the item at a wholesale price from the supplier and let them handle the shipping.

Barbershop and salon 

Who doesn’t want to look good?

Salon business is booming in Kenya, and you can join in.

First, identify the perfect location to set up your salon. Offer great services and your clients will keep coming back.

This business involves earning customer’s trust and loyalty.

Cereals business in Kenya

Most homes in Kenya consume cereals daily, making this the best business to start with 10K in Kenya.

You can either sell in retail or be the supplier of the cereals like; rice, wheat, millet, maize, and beans among others.

Create an online course in Kenya

Selling online courses in Kenya is a highly profitable business.

All you need is a skill and a platform.

For example;

You can start creating a course on how to make soap in Kenya. And then upload it to places like Udemy, Teachable, or SkillShare.ss

Selling ladies’ shoes 

Selling shoes is the best business to start with 10K in Kenya. 

But before you get started, you need to know what your target market wants. And to do that, consider conducting a survey online or visiting groups and see what’s moving fast.

And then get the stock with part of that money and invest the rest in ads to help with marketing.

Home cleaning service 

With just Ksh 10,000, you can start a cleaning business in Kenya.

The tools you need include; broom, dustpan, mob, spray bottle, scrub brush, Vacuum cleaner, and protective cleaning gloves.

Consider approaching nearby offices to hire your services.

Other businesses you can start with Ksh 10000 include;

  • Movie shop – the best because you don’t have to stock anything 
  • Photocopy and printing business 
  • Selling smokie and boiled eggs – highly profitable business in Kenya
  • Blended fruit juice business – combine it with a fruit business.
  • Ice cream business
READ ALSO  How To Pick The Best Digital Marketing Agency in Kenya

There you have it, businesses you start with 10,000 in Kenya.

Best Small Businesses to Start with 20K in Kenya

So far we’ve looked at businesses you can start with 1K, 5K, and 10K in Kenya.

Now, let’s look at 20K business ideas.

Forex trading

This should have been under businesses to start with 1K in Kenya.


On platforms like Olymp Trade, you can start trading online with as little as $10 and place trades with a $1 minimum.

Also, this platform comes with a free demo account with $10,000 virtual funds. 

With such an account, you can start honing your skills by learning profitable trading strategies.

Online store

If you are looking for the best online business idea in Kenya, this is it.

To start an online store, you need to identify a best-selling item, get a supplier, and create a website.

Actually, the tricky part is getting an item that will sell well.

For the website, you can sign up as a Jumia merchant or create your own website.

Buy and sell niche products

Such products include things like supplements.

These are products that appeal to a specific group of people. As such, the competition is low, making it easy to get a sale.

For example;

You can start selling workout supplements and use Facebook ads in Kenya to reach more people.

Become a YouTuber

If you have interesting content people will love watching, you can start a YouTube channel in Kenya.

With just 20K, you can buy a cheap but quality camera and start recording content.

Once you have gained over 1K subs and at least 4K watch hours over the last 12 months, you can start making money through advertising.

Bodaboda Spare part and repair business

This is another business to start with Ksh 20,000.

Bodaboda is a popular means of transport in Kenya. 

To make more sales, consider setting up your shop near popular repair shops.

Catering business in Kenya

Catering is one of the best business ideas in Kenya.

It might be seasonal but when you land a gig, you can make a lot of money.

Wrapping the best businesses to start in Kenya 2021

Starting a business is not easy.

But having the right idea is a step in the right direction.

If you skimmed to this end, here is what you missed;

  • Businesses to start with 1K
  • Businesses to start with Ksh 5,000
  • The best businesses to start with 10K in Kenya
  • Best businesses to start with 20K in Kenya

Spread the love

Marketing is my profession, been working as a digital marketer for over 5 years now. Back then, things were different from what you see today. That is the reason why I started this blog, to share my experiences and how I handle marketing challenges I encounter. I hope you find them useful. When not watching cartoons, (yes, I know what that means), you will find me creating content for my blogs.

View all posts by →

Leave a Reply

Your email address will not be published. Required fields are marked *