NSSF Contribution Calculator
Enter your gross salary to calculate your NSSF contribution based on the new Tier I and Tier II rates.
Your Monthly NSSF Contribution
[Calculation results will appear here]
NSSF Calculator Kenya – Calculate Your Pension Contribution (2025 Rates)
The National Social Security Fund (NSSF) is a compulsory retirement savings scheme for employees in Kenya. Understanding your NSSF deductions can be confusing, especially with the Tier I and Tier II contribution system, varying salary thresholds, and changing statutory rates. Our NSSF Calculator Kenya simplifies this by letting you calculate your monthly pension contribution instantly and accurately.
Whether you’re an employee, employer, or HR professional, this tool ensures your NSSF contributions are calculated correctly, helping with retirement planning and payroll compliance.
What is NSSF in Kenya?
The National Social Security Fund (NSSF) is Kenya’s mandatory pension scheme for employees. Contributions are deducted from your salary and remitted to NSSF by your employer. The system is designed to provide financial security for employees after retirement or in case of disability.
NSSF contributions are divided into two tiers:
- Tier I – A contribution based on pensionable earnings up to the Lower Earnings Limit.
- Tier II – A contribution based on pensionable earnings between the Lower and Upper Earnings Limits.
How the NSSF Calculator Works
The calculator uses Kenya’s latest 2025 NSSF rules to compute your contribution:
1. Tier I Contributions
This is calculated as 6% of your pensionable earnings up to the Lower Earnings Limit (currently KSh 7,000).
2. Tier II Contributions
This is calculated as 6% of your pensionable earnings that fall between the Lower Earnings Limit and the Upper Earnings Limit (currently KSh 36,000).
3. Accurate Payroll Integration
The calculator ensures that your NSSF deductions match what appears on official payroll systems, taking into account your gross salary, Tier I & II limits, and statutory rates.
4. Instant Results
Enter your gross salary and instantly see your employee NSSF contribution. The employer's contribution is an equal matching amount.
Why Use the NSSF Calculator Kenya?
- Accurate & Updated for 2025: Reflects the latest NSSF contribution rules, including Tier I & II deductions.
- Quick & Easy: No manual calculations required; results appear instantly.
- Perfect for Employees & Employers: Employees can verify their payslips, and employers can ensure payroll compliance.
- Mobile-Friendly: Optimized for use on mobile devices, ideal for Kenyan users searching via Google.
Who Should Use the NSSF Calculator?
- Employees who want to know their monthly pension contributions
- HR and payroll teams calculating employee deductions
- Employers budgeting for statutory contributions
- Job seekers analyzing salary offers and deductions
- Anyone learning about Kenya’s pension system
Benefits of Using the NSSF Calculator
- Understand how much pension is deducted from your salary
- Avoid payroll errors and underpayment
- Plan your finances and retirement savings
- Ensure compliance with Kenyan statutory regulations
- Compare gross salary vs take-home pay
FAQs – NSSF Calculator Kenya
What is NSSF in Kenya?
NSSF (National Social Security Fund) is Kenya’s mandatory pension scheme for employees. Contributions are deducted monthly from salaries and remitted to the fund.
How is NSSF contribution calculated?
Contributions are divided into Tier I (a percentage of salary up to the Lower Earnings Limit) and Tier II (a percentage of salary between the Lower and Upper Earnings Limits).
Does the employer also contribute to NSSF?
Yes. Employers match employee contributions for both Tier I & Tier II deductions.
Can I calculate NSSF for any salary level?
Yes. The calculator supports all salary levels, applying Tier I & II rates accurately.
Why is NSSF important?
NSSF provides financial security for employees after retirement, in case of disability, or death, ensuring long-term savings for Kenyan workers.
Are NSSF contributions mandatory in Kenya?
Yes. All employees in Kenya must contribute to NSSF as required by law.
Is this calculator updated for the latest NSSF rules?
Yes. It includes the 2025 contribution rates, Tier I & II thresholds, and statutory limits.