SHIF Contribution Calculator
Enter your gross salary to calculate your mandatory monthly SHIF contribution (2.75% of gross pay).
Your Monthly SHIF Contribution
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SHIF Calculator Kenya – Calculate Your Health Insurance Contribution Instantly (2025 Rates)
The Social Health Insurance Fund (SHIF), successor to NHIF, is a mandatory health insurance contribution for all employed individuals in Kenya. SHIF ensures that employees have access to affordable healthcare, but calculating the exact contribution from your salary can be tricky due to percentage-based rates and minimum contribution thresholds.
Our SHIF Calculator Kenya provides a fast and accurate way to determine your monthly SHIF deduction, helping you understand how much will be deducted from your salary for health insurance.
What is SHIF in Kenya?
SHIF (Social Health Insurance Fund) is the new health insurance system that replaced NHIF. It applies to all employees and is deducted directly from salaries. Employers remit the contributions to the government on behalf of their employees. The contribution is calculated as a percentage of gross salary, with a minimum monthly deduction of KSh 300.
How the SHIF Calculator Works
Our calculator applies the latest SHIF rules to compute your monthly contribution accurately:
1. Percentage-Based Contribution
SHIF contributions are calculated as 2.75% of your gross salary.
2. Minimum Deduction
Regardless of your salary, the minimum monthly SHIF contribution is KSh 300.
3. Accurate Payroll Integration
The calculator is designed to match how SHIF is applied in real payroll systems, ensuring employees and employers can verify contributions easily.
4. Instant Results
Enter your gross salary, and the calculator instantly shows the SHIF contribution amount.
Why Use the SHIF Calculator Kenya?
- Accurate and Up-to-Date: The calculator reflects the latest 2025 SHIF contribution rates.
- Quick & Easy: Get your monthly deduction in seconds without manual calculations.
- Ideal for Employees & Employers: Employees can verify their payslips, employers can ensure payroll compliance, and HR teams can budget correctly for employee contributions.
- Mobile-Friendly: Works perfectly on smartphones and tablets for Kenyan users on the go.
Who Should Use the SHIF Calculator?
- Employees who want to know their monthly health insurance deductions
- HR and payroll teams ensuring compliance with SHIF regulations
- Employers planning payroll budgets
- Job seekers comparing salary offers and deductions
- Anyone learning about Kenya’s health insurance contribution system
Benefits of Using the SHIF Calculator
- Know exactly how much SHIF will be deducted from your salary
- Avoid payroll errors and underpayment
- Plan your personal finances better
- Ensure compliance with Kenyan statutory regulations
FAQs – SHIF Calculator Kenya
What is SHIF in Kenya?
SHIF (Social Health Insurance Fund) is Kenya’s mandatory health insurance system for employees, replacing the old NHIF.
How is SHIF contribution calculated?
SHIF contribution is 2.75% of gross salary, with a minimum deduction of KSh 300 per month.
Is SHIF deducted from my salary automatically?
Yes. Employers deduct SHIF from employees’ gross salaries and remit it to the government monthly.
Who pays SHIF in Kenya?
Both employees and employers contribute to SHIF, but the calculator focuses on the employee contribution.
Does SHIF replace NHIF?
Yes. SHIF is the new health insurance system, and it fully replaces NHIF for statutory contributions.
Can I calculate SHIF for any salary level?
Yes. The calculator supports all gross salaries and ensures the minimum deduction rule is applied.
Why is SHIF important?
SHIF provides access to affordable healthcare services and is a mandatory statutory deduction for employees in Kenya.