Kenya Salary Calculator
Instantly calculate your take-home pay with the latest 2024 tax rates, including PAYE, NSSF, and the new SHIF deductions.
Calculate Your Net Salary
Your Salary Breakdown
Salary Calculator in Kenya – Calculate Your Net Pay Instantly (Updated for 2025/2026 SHIF, NSSF, PAYE Rates)
Understanding how your salary is calculated in Kenya can be confusing—especially with changing tax brackets, NSSF rates, the transition from NHIF to SHIF, housing levy deductions, and new regulations introduced by the Kenyan government. Our Salary Calculator Kenya helps you instantly compute your net salary, PAYE, NSSF, SHIF, and all statutory deductions in just one click. It’s designed for employees, HR professionals, job seekers, freelancers, and employers who want 100% accurate, up-to-date salary breakdowns.
Whether you’re negotiating a job offer, planning a career move, or preparing payroll, this tool gives you transparent results based on the current taxation framework in Kenya.
How the Kenyan Salary Calculator Works
This salary calculator automatically breaks down your gross salary and applies all statutory deductions based on the latest Kenyan laws.
Your final take-home pay (net salary) is calculated from the following components:
1. PAYE (Pay As You Earn)
PAYE is calculated using Kenya’s graduated tax brackets. The calculator applies the correct marginal tax rate, personal relief, and any other relevant tax reliefs. This ensures your PAYE figure matches what appears on official payroll systems.
2. NSSF (Tier I & Tier II)
The calculator uses the revised NSSF Act rates and divides your pension deduction into Tier I and Tier II, applied according to the current Lower and Upper Earnings Limits.
3. SHIF (Successor to NHIF)
With the transition from NHIF to SHIF (Social Health Insurance Fund), deductions are based on a percentage model tied to your gross income. This calculator uses the updated formula as applied by the Ministry of Health.
4. Housing Levy
The mandatory housing levy (1.5% employee + 1.5% employer) is automatically applied to your gross income.
5. Net Salary (Take-Home Pay)
After all deductions, you get your Net Salary, the actual amount you receive in your bank account.
Why Use Our Salary Calculator Kenya?
- 100% Updated With Latest Tax Laws: This tool reflects the most recent NSSF, SHIF, PAYE, and Housing Levy guidelines—so your results are accurate for 2025 and beyond.
- Instant Results: No spreadsheets. No manual calculations. Just enter your gross salary and get your full breakdown immediately.
- Breaks Down Every Deduction: The calculator gives you a fully detailed salary slip including: Monthly PAYE, NSSF Tier 1, NSSF Tier 2, SHIF deduction, Housing Levy, Personal Relief, and Net Salary.
- Perfect for Job Seekers & HR Teams: If you're negotiating a salary or preparing payroll for employees, this tool gives you clarity and accuracy.
- Mobile-Friendly & Fast: Works perfectly on mobile devices, ideal for Kenyan users searching on Google.
Who Should Use This Salary Calculator?
This tool is ideal for:
- Employees who want to confirm their monthly deductions
- HR professionals calculating payroll
- Employers preparing job offers
- Job seekers comparing roles
- Freelancers transitioning to employment
- Students learning about income tax in Kenya
Frequently Asked Questions
How is PAYE calculated in Kenya?
PAYE (Pay As You Earn) in Kenya is calculated based on graduated tax brackets. The higher your income, the higher the percentage of tax you pay. Our calculator uses the latest KRA tax bands for 2024.
What are the new SHIF rates?
The Social Health Insurance Fund (SHIF) replaces NHIF and is calculated as 2.75% of the gross salary. This calculator has been updated to reflect the new SHIF rates.
What are the new NSSF rates?
The new NSSF rates are tiered. Tier I is 6% of the lower earnings limit, and Tier II is 6% of the upper earnings limit, with both employee and employer contributing.
What is the difference between Gross Salary and Net Salary?
Gross salary is your total pay before deductions. Net salary is your take-home pay after PAYE, NSSF, SHIF, Housing Levy, and other statutory deductions.
Has NHIF been replaced in Kenya?
Yes. NHIF was officially replaced by SHIF (Social Health Insurance Fund), which uses a new percentage-based contribution model.
Does the salary calculator work for all income levels?
Yes. It supports all PAYE brackets, Tiered NSSF, and SHIF contributions for any salary amount.
Are these deductions mandatory?
Yes, PAYE, SHIF, NSSF, and the Housing Levy are legally required statutory deductions for employed persons in Kenya.